Original Medicare covers a lot — but the gaps in coverage can cost you thousands. We help you understand your options for Medicare Supplement (Medigap) and Part D Prescription Drug plans, at no cost and with no obligation to enroll.
📞 Call (409) 419-3652We focus exclusively on Original Medicare supplemental coverage — helping you reduce unexpected costs and lock in reliable protection.
A Medicare Supplement policy is sold by private insurance companies and is designed to fill in the cost gaps left by Original Medicare. Because Medigap plans are standardized, the same Plan G from any carrier provides the same benefits — so price and company stability are what to compare.
Medicare Part D is standalone prescription drug coverage offered by private insurers that contract with Medicare. It works alongside Original Medicare and most Medigap policies to reduce what you pay at the pharmacy each month.
Before adding supplemental coverage, it helps to understand exactly what Original Medicare covers — and where the out-of-pocket exposure lies. Without a supplement, there is no annual cap on what you could owe.
Timing matters significantly with Medicare. Enrolling at the right moment can protect you from penalties and guarantee your coverage options.
Your Initial Enrollment Period (IEP) runs for 7 months — starting 3 months before your 65th birthday month, including that month, and continuing 3 months after. Your Medigap Open Enrollment Period begins when you're enrolled in Part B at 65.
A Special Enrollment Period (SEP) allows you to sign up for Medicare — and often for supplemental coverage — without incurring a late enrollment penalty when you lose job-based insurance.
October 15 – December 7 each year. This is the primary window to review, switch, or enroll in a Medicare Part D plan. Changes take effect January 1 of the following year.
Relocating to a new zip code or county may affect your Part D plan's pharmacy network and formulary. This often qualifies you for a Special Enrollment Period to make changes.
If you have received Social Security Disability Insurance (SSDI) for 24 months, you automatically become eligible for Medicare — regardless of age. In some states, Medigap coverage may also be available to you.
If you are currently enrolled in Medicare Part A and Part B, you are eligible to apply for a Medicare Supplement (Medigap) policy and add a standalone Part D plan. A licensed agent can review your specific situation at no cost.
Free · No Obligation · Licensed Agents · TTY 711
Getting clarity on your Medicare options doesn't have to be complicated. One call is usually all it takes.
Dial (409) 419-3652 and speak with a licensed Medicare insurance agent — no automated menus, no long hold times, no runaround.
Your agent asks about your health, medications, budget, doctors, and current coverage to understand what you actually need — not just what's easiest to sell.
Your agent walks through the Medicare Supplement plans and Part D options available in your area — in plain language, with honest recommendations.
There's no pressure and no deadline created by us. Take the information, think it over, and call back when you're ready. Enrollment happens only when you choose.
A licensed Medicare insurance agent is available now — free, no obligation, no pressure.
Non-Government Affiliated · Not endorsed by Medicare or any federal agency
United Insurance Quotes is not affiliated with or endorsed by the U.S. Government, the Federal Medicare program, or any state or federal agency. We are an independent referral service that connects consumers with licensed insurance agents who can discuss Medicare Supplement (Medigap) and Medicare Part D Prescription Drug plan options.
Medicare Supplement insurance plans are not connected with or endorsed by the U.S. Government or the Federal Medicare program. Medicare Supplement insurance is available to those age 65 or older enrolled in Medicare Parts A and B, and in some states to those under age 65 eligible for Medicare due to disability or end-stage renal disease.
Medicare Part D Prescription Drug Plans are offered by private insurance companies that contract with Medicare. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period. We do not offer every plan available in your area. Please contact Medicare.gov or call 1-800-MEDICARE (1-800-633-4227) to get information on all of your Medicare coverage options, including plans we may not offer.
To request plan information without providing personal information, please call the number above. By using this site, you acknowledge that you have read and agree to the Privacy Policy and Terms & Conditions. Products and plan availability vary by state and location.